Business Checking

Where your business incomes and outflows.

We’ve designed an affordable, flexible full-service checking account just right for your business. Enjoy these standard perks with all Business Checking accounts:

  • Free Garden Digital Banking
  • Overdraft protection
  • Seamless account transition
  • Online bill pay
  • Accept digital payments
  • Send online invoices
  • ATM fee reimbursement
  • Direct deposit access
  • Unlimited check writing
  • Monthly eStatements
  • Online check orders
Compare our checking account options.

Basal Business Checking

BASIC BUSINESS CHECKING
Everything you need to hit the ground running—and see you through those endurance miles—with no strings attached.


  • Up to 200 credits and 200 debits free monthly
  • $1,000 deposit to open
  • No monthly fee with a minimum balance of $3,000
  • Send online invoices, accept digital payments

Seedbed Business Checking

SMALL BUSINESS CHECKING
Designed for small businesses to get a solid start as they establish roots and grow—oh so naturally.


  • Up to 100 credits and 100 debits free monthly
  • $100 deposit to open
  • No monthly fee with a minimum balance of $100
  • Send online invoices, accept digital payments

Checking that works for you

Accept digital payments—right into your account

As a business or nonprofit, you’ll be set up with a secure payment form to easily share with paying customers via text, email, or web browser. Payments are then accepted in-app and go directly into your account. It’s really that simple.

Send digital invoices—get paid faster

Send customers a professional invoice that can be paid online right from online or mobile banking. For added flexibility, upload your company logo, set up recurring invoices, payment/past due reminders, and sales tax rates.

What do you strive for?

A fruitful future is yours with a plan, a partner, and ready resources. Garden is all of the above.