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Business Checking

Where your business incomes and outflows.

We’ve designed an affordable, flexible full-service checking account just right for your business. Enjoy these standard perks with all Business Checking accounts:

  • Free Garden Digital Banking
  • Overdraft protection
  • Seamless account transition
  • Online bill pay
  • Accept digital payments
  • ATM fee reimbursement
  • Direct deposit access
  • Unlimited check writing
  • Monthly eStatements
  • Online check orders
Compare our checking account options.

Basal Business Checking


Everything you need to hit the ground running—and see you through those endurance miles—with no strings attached.
  • Up to 200 credits and 200 debits free monthly
  • $1,000 deposit to open
  • No monthly fee with a minimum balance of $3,000

Seedbed Business Checking


Designed for small businesses to get a solid start as they establish roots and grow—oh so naturally.
  • Up to 100 credits and 100 debits free monthly
  • $100 deposit to open
  • No monthly fee with a minimum balance of $100

Checking that works for you

Accept digital payments—right into your account

As a business or nonprofit, you’ll be setup with a secure payment form to easily share with paying customers via text, email, or web browser. Payments are then accepted in-app and go directly into your account. It’s really that simple.

Send digital invoices—get paid faster

Send customers a professional invoice that can be paid online right from online or mobile banking. For added flexibility, upload your company logo, set up recurring invoices, payment/past due reminders, and sales tax rates.

What do you strive for?

A fruitful future is yours with a plan, a partner, and ready resources. Garden is all of the above.