Digital has never felt so natural.

Tools for every situation.
Garden’s digital experience was built to help you easily manage and track your finances. No more need for multiple apps—we’ve got you covered from building your budget and controlling your cards to chatting directly and securely with our staff.

A new kind of branch.

garden Chat

It can be hard to make it into the branch with a busy schedule. But sometimes you just need a human to help you—especially when your money is at stake.

Garden offers completely-secure chat through our app and online experience that allows you to work directly with us to accomplish anything you would in one of our branch locations. So the next time you see a strange transaction or need to transfer a large amount of money, we’re here to help you...wherever you happen to be.

Connect with us

Tend to your budget.

Tend budgeting & saving

Gone are the days of using six different tools to control different parts of your finances. Manage your budget where it belongs—right with the money you’re budgeting. Track spending categories and set goals all within Garden’s digital banking solution.

Have some excess cash this month? You can even donate to charities right within our app. Just find your favorite cause and how much you’d like to give—we’ll take care of the rest.

Manage your budget

Stay on top of bills. Split dinner with friends.


Pay bills.
Never forget to pay a bill again. Set up recurring payments and pay your bills digitally without ever writing a check.

Pay friends.
Whether you’re splitting dinner or rent, pay your friends back with just a few taps.

Make a payment

You hold all the cards.

card controls

Shut down fraudsters the moment you realize your card has been lost or compromised, and easily turn it back on when you find it stuck in your car seat—on or off Garden’s hours. You can also manage travel plans, set spending limits, and enable notifications about transaction types and amounts. All without making a single phone call.

Manage your cards

If something important happens, we'll chime in.


Low balance? Large purchase? Set your thresholds and we’ll send you a notification. You can also get alerts if a card was used outside of your set location or at a store type outside of your preference. Plus, you have full control of where you see an alert—email, text, or push notification on your phone from the Garden app.

Set alerts

What do you strive for?

A fruitful future is yours with a plan, a partner, and ready resources. Garden is all of the above.