Home Loans

Put down roots for your future.

We view every loan the same way you see your home—unique, one of a kind, and perfectly set up for your needs. No matter what those needs are, we’re here to help you meet them with a personalized home loan plan. Count on these standard perks with any home loan:

  • Experienced local loan advisors
  • Personal service for the life of the loan
  • Competitive rates
  • Online bill pay
  • Flexible payment schedules
  • Low monthly payments
  • Payment protection 

Oasis Mortgage

Rate APR*
30-year fixed loan
3.250% 3.319%
15-year fixed loan
3.125% 3.222%
10-year ARM loan
4.125% 3.718%
5-year ARM loan
3.625% 3.204%
*Annual Percentage Rate


Home Equity Loans 

  • Available on first or second mortgages
  • Borrow up to 90% value of your home (up to $500,000)
  • Interest is only applied to the amount you use

5-year loan
4.00% 4.108%*
10-year loan
4.250% 4.307%*
15-year loan
4.375% 4.415%*
 *Annual Percentage Rate


What do you strive for?

A fruitful future is yours with a plan, a partner, and ready resources. Garden is all of the above.