Personal Loans

Funds when you need them.

Your life is a unique hybrid of plans, goals, and dreams. Whatever it is you’re trying to achieve, we’re ready and excited to help you put together a personal loan to make it a reality with these standard perks:

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  • Experienced local loan advisors
  • Personal service for the life of the loan
  • Competitive rates
  • Online bill pay
  • Flexible payment schedules
  • Low monthly payments
  • Payment protection

Auto Loans

Get back on the fast track.
Buying a new car is exciting! Don’t let financial worries hold you back from enjoying the moment. Wherever you’re going, Garden is along for the ride with a wide range of payment plans and terms to build your perfect auto loan.

Term APR*
New car loans
60 months as low as 3.00%*

72 months as low as 3.25%*

84 months as low as 4.25%*
Used car loans
60 months as low as 3.25%*

66 months as low as 3.60%*

 *Annual Percentage Rate

Auto Refinancing

  • Find a lower interest rate
  • Save on monthly payments
  • Loan amounts range from $500 to $100,000
  • Borrow up to 110% of the vehicle's value


Personal Line of Credit

  • Loan amount up to $20,000 for qualifying applicants
  • Premier personal loan for applicants for qualifying applications with excellent credit scores

Term APR*
Personal line of credit
36 months or less as low as 7.5%*

37-60 months as low as 9%*
*Annual Percentage Rate

What do you strive for?

A fruitful future is yours with a plan, a partner, and ready resources. Garden is all of the above.