Savings Accounts

Growth like you've never seen before. 

Garden is an environment tilled for growth. Get going and growing with one of our easy-access savings accounts and benefit from these standard perks: 

  • Free Garden Digital Banking
  • Anytime-access to your money
  • Personal finance management with Tend
  • Competitive interest rates
  • Interest paid and compounded quarterly
Compare our savings account options.

Nurture Savings

Savings for Anyone
Open an account and you’re on your way to becoming a Primary Account Holder.


  • Earn 1.0% APY*
  • $5 minimum deposit to open
  • Earn interest on balances of $100+



*Annual Percentage Yield

Seedling Savings

Save from the start
Plant the seed of financial peace for your kiddo and enjoy fun online resources.


  • Monthly age-appropriate saving challenges 
  • $10 birthday gift each year
  • Earn 1.0% APY*
  • $5 minimum deposit to open

*Annual Percentage Yield

Propagate Savings

High Yield Savings
See growth without risk and still have your money readily accessible.


  • Earn 2.9% APY*
  • $10,000 minimum deposit to open 
  • Earn interest on balances of $10,000+



*Annual Percentage Yield


What do you strive for?

A fruitful future is yours with a plan, a partner, and ready resources. Garden is all of the above.