Extended Bounce Protection
If you opt in to extended Bounce Protection on your checking account, it covers types of transactions such as:
If you opt in to extended Bounce Protection on your checking account, it covers types of transactions such as:
Checks you write and checks initiated by online Bill Pay
ACH electronic payments for bills automatically deducted from your account
Recurring debit card transactions, such as a monthly membership or subscription
Everyday debit card purchases at stores or online
Cash withdrawals from ATMs
One-time online card payments including utilities, online shopping and reservations
You must have Bounce Protection to request extended Bounce Protection. For all consumer accounts, if we pay an overdraft covered under extended Bounce Protection, we will charge you an overdraft fee of $34 per overdraft, for a maximum of five (5) overdraft fees per day, even if we pay more than 5 transactions.
ACH electronic payments for bills automatically deducted from your account
Recurring debit card transactions, such as a monthly membership or subscription
Everyday debit card purchases at stores or online
Cash withdrawals from ATMs
One-time online card payments including utilities, online shopping and reservations
You must have Bounce Protection to request extended Bounce Protection. For all consumer accounts, if we pay an overdraft covered under extended Bounce Protection, we will charge you an overdraft fee of $34 per overdraft, for a maximum of five (5) overdraft fees per day, even if we pay more than 5 transactions.
You may revoke your previous authorization for Bounce Protection at any time by calling Customer Service at 800-749-7113. While you may opt out of the privilege at any time, you are responsible for any overdrawn balances at the time of opting out.
No Overdraft Coverage
If you choose to have No Overdraft Coverage, we will generally return transactions when your Available Balance is not sufficient to cover them. If we return the transaction, you may be charged a non-sufficient funds (NSF) fee of $34.
If you choose to have No Overdraft Coverage, we will generally return transactions when your Available Balance is not sufficient to cover them. If we return the transaction, you may be charged a non-sufficient funds (NSF) fee of $34.
From time to time, we may choose to pay an overdraft. For all consumer accounts, if we pay an overdraft covered by Bounce Protection, we will charge you an overdraft fee of $34 per overdraft, for a maximum of five (5) overdraft fees per day, even if we pay more than 5 transactions.